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💵 What $400,000 Buys You in Different Philadelphia Neighborhoods (2025 Edition)

July 10, 20253 min read

By Megan Harkins | Living Beach 2 Burbs
🌐 www.livingbeach2burbs.com | 📧 [email protected] | 📞 215-935-4113


Shopping for a Home Around $400K in Philly? Here's What You Can Expect.

With rising prices and tight inventory, buyers in 2025 want to know exactly what their money can get them. And if your budget is around $400,000, you have solid options—but what that price buys you can vary wildly depending on the Philadelphia neighborhood.

Whether you're a first-time buyer, relocating, or ready to move up, I’ve put together this guide to show you what $400K can buy in several key Philly areas—plus what kind of lifestyle comes with each.


🏙️ 1. Fishtown

What $400K gets you:

  • 2–3 bedroom rowhome

  • 1.5–2 bathrooms

  • Some modern updates, but may need minor work

  • Compact outdoor space or roof deck

Lifestyle:
Trendy, walkable, artsy, and packed with coffee shops, breweries, and live music venues. Fishtown is ideal for creatives, professionals, and food lovers.


🏙️ 2. Manayunk

What $400K gets you:

  • Fully updated townhome or newer construction

  • 3 bedrooms, 2+ baths

  • Private parking or garage

  • Move-in ready

Lifestyle:
Urban-suburban hybrid with lots of green space, dog walkers, and a vibrant Main Street. Ideal for young professionals and couples who want easy access to Center City.


🏙️ 3. South Philadelphia (Passyunk Square, Newbold)

What $400K gets you:

  • Renovated 2–3 bedroom rowhome

  • Open floor plan, upgraded kitchen

  • Outdoor patio or roof access

  • Walkable to restaurants and shops

Lifestyle:
South Philly offers old-school charm mixed with modern convenience. Family-friendly, close-knit blocks, and a strong sense of community.


🏙️ 4. Roxborough

What $400K gets you:

  • Spacious single-family home

  • 3–4 bedrooms, large yard

  • Driveway or garage parking

  • Quiet residential street

Lifestyle:
More space, less traffic. Great for families, remote workers, and those who want a mix of nature and city access. Near Wissahickon trails and parks.


🏙️ 5. Northern Liberties

What $400K gets you:

  • Modern condo or smaller rowhome

  • 2 bedrooms, 2 baths

  • Newer finishes, open floor plan

  • Walkable location near nightlife and restaurants

Lifestyle:
Trendy, upscale, and highly walkable. A magnet for professionals, creatives, and investors looking for modern amenities and great city vibes.


🏙️ 6. East Kensington

What $400K gets you:

  • New construction or fully renovated townhome

  • 3 bedrooms, 2.5 baths

  • Energy-efficient features, roof deck

  • Rapidly appreciating area

Lifestyle:
Up-and-coming neighborhood with lots of growth. Attractive for buyers looking to build equity while still enjoying urban convenience.


👩‍💼 Megan’s Local Insight

"In Philly, $400,000 means something different in every zip code. Whether you're prioritizing square footage, updates, or walkability, I help my clients find the best value based on their lifestyle—and the long-term potential of the neighborhood."
Megan Harkins, Realtor® | Living Beach 2 Burbs


🔍 What Impacts Home Value in Philly?

  1. Neighborhood demand – Popular areas come at a premium

  2. School districts – Highly rated schools increase prices

  3. Walkability and transit access

  4. Age and condition of the home

  5. Renovations and modern features


🏡 Let’s Find the Right $400K Home for You

Looking to buy in Philly with a budget of around $400,000? Let’s talk about what matters most to you—location, space, lifestyle—and I’ll help you find the perfect fit, block by block.

📞 Call or text: 215-935-4113
📧 Email: [email protected]
🌐 Visit: www.livingbeach2burbs.com

Smart real estate starts with smart local guidance. Let’s make your next move a smart one.

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